Newsletters

Forty-three percent of Americans spent more time planning their most recent vacation than planning for their retirement.^1
1 AARP, 2008

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

The information contained in this article is not intended to (and cannot) be used by anyone to avoid IRS penalties. These articles supports the promotion and marketing of this [life insurance, annuity, long term care, disability, pension, etc. You should seek advice based on your particular circumstances from an independent tax advisor.

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• February

  Are You Making These Cash Mistakes?
  With interest rates at historic lows, what should you do with the money you save?

  Patching the Alternative Minimum Tax
  The future of the AMT is uncertain, yet it is important to consider the possible effects of the AMT on your tax situation.

  Tips for Healthy Life Insurance
  If you are about to retire or have recently entered retirement, it's a good time to consider whether your current life insurance policy meets your needs.

  What Does a Fed Chairman Do?
  The Federal Reserve plays an important role in our economy, and the chairman is its most visible player. His behavior is a good source of clues about what the future may hold.

  Don't Forget the World
  If your portfolio doesn't include some global equities, it may be missing a key dimension.

  Quick Facts - February 2010
  Information about Retirement, Long Term Care and the Mature Markets

• January

  Are Target-Date Funds Off Target?
  Target-date funds are not for everyone, so it's important to gather all the facts.

  The Benefits of Social Security
  Take this quiz to assess how much you know about Social Security benefits.

  Love and Marriage and Retirement
  More than 80% of married couples 45 to 72 say they don't agree on when they should retire, what their retirement lifestyle should look like, or whether they will work in retirement.

• December

  An Extra Layer of Protection
  Umbrella liability insurance can help protect a family from the financial ruin that a civil liability trial could bring.

  Getting the Right Mix
  Asset allocation is the process of dividing investment dollars among asset classes that often behave differently in different market cycles.

  New Year: Check and (Re)balance
  Even if people have become jaded about making new year's resolutions, it shouldn't stop them from doing what they need to do to accomplish their financial goals.

  Mark Your Calendar
  Once we approach the end of our working years, birthdays take on a renewed importance.

  Ready or Not, You're Retired!
  In 2009, 47% of retirees left the workforce earlier than they expected.

• November

  The Measure of a Life
  One way to help mitigate the financial blow of the loss of a head of household is through life insurance.

  Playing Catch-Up with Contributions
  Something as simple as increasing your contributions to tax-advantaged retirement programs can go a long way toward helping you pursue your long-term financial goals.